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Carma Brown and the insurance division at Home Loan have demonstrated outstanding service to my wife Valerie and me from day one. We have used Home Loan Insurance for many years I can vouch for their consistency of great service and ability to understand our needs insuring our properties, vehicles and other specific requests. They have been especially versatile any time we have requested service in an emergency time frame. We recommend Home Loan Insurance to all our friends and business partners.
Kevin Brooks, CEO of Big O Tires, Inc.
Our company has done business with Home Loan for decades, and I personally have been involved since my hire here about 4 years ago. As with most business relationships there have been ups and downs. I will stress MORE UPS, than downs. I have been able to talk with all available personnel there, whenever necessary, and have always received a prompt response to our requests. We have always been able to resolve any problems and have worked to improve our systems on both sides. I would not hesitate to recommend Home Loan to anyone requiring their services.
Medic Adams, Moody Construction Risk Manager
Home Loan Insurance has always given me excellent service!
Rebecca Daniels, Owner of DLD Pipe Recovery Systems, LLC
Great local business to work with personally and on the business side. Highly recommended!
Alicia Kahler
To me the three most important properties necessary for a business to succeed are quality, cost and response, but I was wrong because Carma Brown added the dimensions of friendliness, warmth and caring to the insurance business so that no matter what emergency or situation we may get into we know that Carma and the folks at Home Loan Insurance will take care of us. These last three dimensions can't be bought or paid for; they are just there whenever we need them.
Lon Alexander, Retired
Beverly [Troester] is a connector at heart. She seeks to connect her clients, associates, and colleagues to solutions. Her knowledge of insurance and the current condition in the insurance world is outstanding. She is never afraid to say that she needs to research something and even better she will always follow up with the answer when she finds it.
Jennifer Kettlewell- Executive Director of NW Colorado BNI
I have been a customer of Home Loan for a little over a year, but my family has been with them for years. What service! Always returning calls promptly, making sure my questions are completely answered and to boot, they had the best prices!! Winning combo- great service + great prices. Thanks, Carma & Wendy!!
Connie Tremblay
I worked with Rich [Englehart] for about 5 years and came to know him both as a professional and as a friend. Rich is the type of agent that makes you feel "at home," because he works very hard to ensure you feel comfortable with your insurance coverage. I would highly recommend Rich to any business owner looking to protect their investment.
Stephanie Roush- Crouse and Associates

Our Providers

Our Locations

Home Loan Insurance- Grand Junction, CO

205 N. 4th Street
Grand Junction, CO 81501
Main office: 970-243-6600

HL Insurance- Parker, CO

11280 S. Twenty Mile Road STE 107
Parker, CO 80134
Main office: 720-343-7449

Providing Insurance to Grand Junction For Over 118 Years!

Since 1897, Home Loan Insurance has provided insurance to Grand Junction, Montrose and surrounding areas, but our processes and practices have evolved with the rapidly changing insurance industry.


Long gone from our agency is the typical insurance agent offering you just a quote. We want to be your long-term risk management partner, where our only focus is your family, your future, and your business. For many residents in the Grand Valley, Home Loan has been the trusted agent for Homeowners Insurance, Auto Insurance, Life and Health Insurance because of our expertise and our connections to top insurance carriers.


As our history will show, Home Loan Insurance knows how to insure every type and size of business. When it comes to insurance coverage for your business or benefits for your employees, our true goal is to help you identify risk, develop a strategy, implement a program and monitor the results. Insurance is just one of the tools to assist with the mitigation and transfer of risk and our experts can help you every step of the process. 


Home Loan is more than just an insurance company. With 53 local employees, generations of Grand Junction clients, and tens of thousands of dollars being given back to the community, we like to think of our organizations as a family member to this community. Home Loan knows the success of our customers and community is our success, and that drives everything that we do.

Home Loan Insurance is a Colorado Local CompanyHome Loan Insurance is one of the Denver Post Top Workplaces Agency Achiever