November 30, 2023
Home Loan InsuranceWhy Do Restaurants Need Cyber Security Insurance?
Owning or operating a restaurant can be a lucrative and rewarding business venture. However, like all businesses, you must account for various risks and exposures that could have significant financial ramifications. In addition to sharp objects, hot surfaces and hazardous substances that may present consistent danger, your company must also consider immaterial risks and perils, […]
August 11, 2023
Home Loan InsuranceThe Risks of Driving Without Adequate Auto Insurance
In today’s fast-paced world, automobiles are an indispensable part of our daily lives. As we traverse highways and city streets, we must ensure our safety and financial well-being. Yet, many drivers do not have adequate auto insurance coverage. This reckless decision jeopardizes their financial security and poses significant risks to others on the road. Six […]
July 24, 2023
Home Loan InsuranceWhat Insurance Should a Construction Contractor Have?
Every business is unique and may need specialized insurance that helps mitigate potential risks and offers financial protection in the face of unforeseen circumstances. This is especially true for construction contractors, who face significant hazards due to the nature of their work. Construction contractors insurance may offer financial protection against lawsuits, injuries, damage to equipment […]
April 20, 2023
AgencyIs Your Home Insured at The Correct Value?
Whether shopping for home insurance as a first-time home buyer or reviewing your existing policy, you likely assume that your policy will insure your home at its current value. However, that’s not always the case. If your home is not insured at the correct value, you may risk being underinsured or paying for more coverage […]
February 27, 2023
AgencyWhy Is It Important to Have Renters Insurance?
As a renter, you may wonder which insurance best fits your needs. Renters insurance can help make sure your possessions are protected from the unexpected and typically offers personal liability coverage. What Is Renters Insurance? Renters insurance helps protect your personal property in a rented apartment, condo or home. It can help pay for lost […]
December 29, 2022
Brett PetruzzelliCommercial General Liability Insurance
Many business owners choose to purchase a commercial general liability insurance policy shortly after opening their business. Although it is typically not required by law, it can provide financial protection if your business is deemed responsible for causing third-party bodily injury, personal injury or property damage. We’ve been helping clients for over 120 years. Contact […]
October 27, 2022
Brett PetruzzelliHomeowners Coverage 101
Homeowners insurance is vital protection for every homeowner. Suppose you are getting ready to buy a home and home insurance. In that case, reviewing what is typically included in home insurance and what perils may be excluded under a standard homeowners insurance policy is a good idea. For these hazards, you may want to buy […]
August 24, 2022
Montre BibleHLIC Coverage Conversations
Your Insurance Coverage Questions Answered HLIC Coverage Conversations are videos we record to answer your insurance/risk management questions. Your questions are answered by our insurance/risk management professionals in a way that is easily understood. If you have any insurance questions for any line of insurance, please give us a call at 970-254-0813 or email [email protected] because […]
August 12, 2022
AgencyHow to Avoid Professional Liability Risks
A professional liability claim, also known as errors and omissions, can be filed by a customer or client of a company that errs. An error can include mistakes in written documentation or performance, failing to inform the client of a change in plans and any variety of miscommunications that result in an unsatisfied customer. Any […]
July 25, 2022
AgencyWelcome to Our New Website
Our dedicated staff of insurance professionals are here to assist you in securing a life insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you […]