Flash floods can happen anytime, but if you’re lucky, an impending flood may be predicted in time for you to prepare for the disaster. Given that just a few inches of water can cause hundreds of thousands of dollars worth of damage, a day or two of preparation can be a tremendous help. How can […]
If you are a project owner, contractor or otherwise have any investment in a construction project, you could stand to lose out financially if the project is put on hold due to a disaster. Bad weather or theft can damage a project while it is being built, pushing your timeline back and your investment at […]
Professional liability insurance, also known as errors and omissions insurance, is designed to protect you and your business in circumstances that your general liability policy might not cover. General liability policies usually exclude coverage for any harm you might cause someone while carrying out your work or because you gave them bad advice. For this […]
Whether you drive for eight hours a day or you’re just using the car for sales calls, commercial auto insurance has a lot to do with your overall protection on the road. Unfortunately, these policies aren’t always clear until a policyholder makes a claim. Here are three things that you may not fully understand about […]
Every business has risk, even small ones. The right coverage for your small business can make or break your company if a covered incident occurs. Insurance is all about protecting your assets—and no matter how careful you are with every aspect of your business; unexpected disasters can happen. Whether it is fire, flood or theft, […]
Now that COVID-19 is becoming less of a threat, you are probably looking forward to being able to travel and get outdoors a bit more. Spring and summer are the perfect times to do so. However, outdoor experiences could put you at risk of harm, both from injury or illness. Of course, you might have […]
Even the safest workplaces can be the site of employee injuries, especially at jobs where physical activity is required. Workers compensation is designed to provide coverage for these injuries. However, there are certain limitations and requirements when it comes to employees filing a workers compensation claim. Firstly, the injury must occur at work or while […]
According to HomeAdvisor, the average cost to repair a sewer line ranges from $1,178 – $4,337. That’s why it’s so important to protect yourself and your wallet from the effects of a sewer backup by purchasing a sewer backup rider for your homeowners insurance. What Protection Does it Offer? For an additional premium to your […]
Committing any traffic offense will make you a higher liability to your auto insurance company. At no time is this more evident than when you commit a DUI or DWI offense. These are among the most serious offenses that any driver can commit, and if you are one of these offenders, then you will usually […]
As a driver, you are expected to follow the rules of the road. Speed limits, stop signs, no passing zones and countless other rules exist to keep you safe behind the wheel, not to put unfair restrictions on you. These rules are particularly important to Colorado drivers, where it’s easy to go from busy urban […]
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