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March 26, 2024
Home Loan Insurance

What Business Changes Require You to Assess Your Insurance Coverage?

In the world of business, responsible organizations must establish versatile and robust loss control measures, including adequate insurance coverage. For most companies, business insurance is crucial to ongoing financial security. However, securing appropriate coverage does not mean a policyholder can become complacent or less vigilant about ongoing risks and changing exposures. Throughout their lifespans and […]
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February 7, 2024
Home Loan Insurance

Car Warranty vs Car Insurance: Which One Do You Need? 

Understanding the difference between a car warranty and car insurance is crucial. Each serves a different purpose, and knowing which one—or both—you need can save you from unexpected expenses and legal complications. Understanding Car Warranty A car warranty, typically offered by the manufacturer or a warranty provider, may help cover mechanical breakdowns or failures, including […]
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January 16, 2024
Home Loan Insurance

Factors Affecting Home Insurance Policies Increasing

Homeowners invest time and resources into creating a haven for themselves and their loved ones. One crucial aspect of safeguarding their homes is securing adequate insurance coverage. In recent times, there has been a noticeable uptick in home insurance policy premiums. Why Are Premiums Going Up? The following are factors contributing to the increasing costs […]
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November 30, 2023
Home Loan Insurance

Why Do Restaurants Need Cyber Security Insurance?

Owning or operating a restaurant can be a lucrative and rewarding business venture. However, like all businesses, you must account for various risks and exposures that could have significant financial ramifications. In addition to sharp objects, hot surfaces and hazardous substances that may present consistent danger, your company must also consider immaterial risks and perils, […]
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August 11, 2023
Home Loan Insurance

The Risks of Driving Without Adequate Auto Insurance

In today’s fast-paced world, automobiles are an indispensable part of our daily lives. As we traverse highways and city streets, we must ensure our safety and financial well-being. Yet, many drivers do not have adequate auto insurance coverage. This reckless decision jeopardizes their financial security and poses significant risks to others on the road. Six […]
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July 24, 2023
Home Loan Insurance

What Insurance Should a Construction Contractor Have?

Every business is unique and may need specialized insurance that helps mitigate potential risks and offers financial protection in the face of unforeseen circumstances. This is especially true for construction contractors, who face significant hazards due to the nature of their work. Construction contractors insurance may offer financial protection against lawsuits, injuries, damage to equipment […]
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April 20, 2023
Agency

Is Your Home Insured at The Correct Value?

Whether shopping for home insurance as a first-time home buyer or reviewing your existing policy, you likely assume that your policy will insure your home at its current value. However, that’s not always the case. If your home is not insured at the correct value, you may risk being underinsured or paying for more coverage […]
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February 27, 2023
Agency

Why Is It Important to Have Renters Insurance?

As a renter, you may wonder which insurance best fits your needs. Renters insurance can help make sure your possessions are protected from the unexpected and typically offers personal liability coverage. What Is Renters Insurance?  Renters insurance helps protect your personal property in a rented apartment, condo or home. It can help pay for lost […]
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December 29, 2022
Brett Petruzzelli

Commercial General Liability Insurance

Many business owners choose to purchase a commercial general liability insurance policy shortly after opening their business. Although it is typically not required by law, it can provide financial protection if your business is deemed responsible for causing third-party bodily injury, personal injury or property damage. We’ve been helping clients for over 120 years. Contact […]
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October 27, 2022
Brett Petruzzelli

Homeowners Coverage 101

Homeowners insurance is vital protection for every homeowner. Suppose you are getting ready to buy a home and home insurance. In that case, reviewing what is typically included in home insurance and what perils may be excluded under a standard homeowners insurance policy is a good idea. For these hazards, you may want to buy […]
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