Having a health insurance policy that covers doctor and hospital visits is crucial for staying in good health, but prescription drug coverage is another important consideration. Do you know if your new health insurance policy covers your prescription drugs, and at what cost to you? The quickest way to learn more about what your healthcare […]
When it comes to life insurance, you’ve heard all sorts of advice—good and bad—which can make it hard to determine the things you should pay attention to from the things you should disregard. We’ve compiled a list of the worst pieces of advice so you’ll know the next time you hear a bad suggestion or […]
Some businesses have certain specialties that require additional insurance to basic policies, however. What is Professional Liability Insurance? Professional liability refers to accidents of professional negligence that may result in a client losing money. Professional liability insurance covers the expenses related to these risks. It does not cover basic accidents as covered under general liability insurance. Instead, […]
Should the home be considered a total loss, the company faces significant loss. However, like all other forms of home insurance, buyers need to be sure a policy is comprehensive enough to meet all of their unique needs. What Types of Coverage Do You Need? With high value home insurance, it’s important to have protection against as many risks […]
Flash floods can happen anytime, but if you’re lucky, an impending flood may be predicted in time for you to prepare for the disaster. Given that just a few inches of water can cause hundreds of thousands of dollars worth of damage, a day or two of preparation can be a tremendous help. How can […]
If you are a project owner, contractor or otherwise have any investment in a construction project, you could stand to lose out financially if the project is put on hold due to a disaster. Bad weather or theft can damage a project while it is being built, pushing your timeline back and your investment at […]
Professional liability insurance, also known as errors and omissions insurance, is designed to protect you and your business in circumstances that your general liability policy might not cover. General liability policies usually exclude coverage for any harm you might cause someone while carrying out your work or because you gave them bad advice. For this […]
Whether you drive for eight hours a day or you’re just using the car for sales calls, commercial auto insurance has a lot to do with your overall protection on the road. Unfortunately, these policies aren’t always clear until a policyholder makes a claim. Here are three things that you may not fully understand about […]
Every business has risk, even small ones. The right coverage for your small business can make or break your company if a covered incident occurs. Insurance is all about protecting your assets—and no matter how careful you are with every aspect of your business; unexpected disasters can happen. Whether it is fire, flood or theft, […]
Now that COVID-19 is becoming less of a threat, you are probably looking forward to being able to travel and get outdoors a bit more. Spring and summer are the perfect times to do so. However, outdoor experiences could put you at risk of harm, both from injury or illness. Of course, you might have […]
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