As a business owner, you know that workplace discrimination is against the law and you actively do your best to eliminate these incidents and other employment-related accusations within your business. But even with the best intentions, you can’t be everywhere at all times. Across the United States, approximately three out of five businesses have been […]
Our dedicated staff of insurance professionals are here to assist you in securing a life insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you […]
A professional liability claim, also known as errors and omissions, can be filed by a customer or client of a company that errs. An error can include mistakes in written documentation or performance, failing to inform the client of a change in plans and any variety of miscommunications that result in an unsatisfied customer. Any […]
Your Insurance Coverage Questions Answered HLIC Coverage Conversations are videos we record to answer your insurance/risk management questions. Your questions are answered by our insurance/risk management professionals in a way that is easily understood. If you have any insurance questions for any line of insurance, please give us a call at 970-254-0813 or email [email protected] because […]
Homeowners insurance is vital protection for every homeowner. Suppose you are getting ready to buy a home and home insurance. In that case, reviewing what is typically included in home insurance and what perils may be excluded under a standard homeowners insurance policy is a good idea. For these hazards, you may want to buy […]
Many business owners choose to purchase a commercial general liability insurance policy shortly after opening their business. Although it is typically not required by law, it can provide financial protection if your business is deemed responsible for causing third-party bodily injury, personal injury or property damage. We’ve been helping clients for over 120 years. Contact […]
As a renter, you may wonder which insurance best fits your needs. Renters insurance can help make sure your possessions are protected from the unexpected and typically offers personal liability coverage. What Is Renters Insurance? Renters insurance helps protect your personal property in a rented apartment, condo or home. It can help pay for lost […]
Whether shopping for home insurance as a first-time home buyer or reviewing your existing policy, you likely assume that your policy will insure your home at its current value. However, that’s not always the case. If your home is not insured at the correct value, you may risk being underinsured or paying for more coverage […]
Every business is unique and may need specialized insurance that helps mitigate potential risks and offers financial protection in the face of unforeseen circumstances. This is especially true for construction contractors, who face significant hazards due to the nature of their work. Construction contractors insurance may offer financial protection against lawsuits, injuries, damage to equipment […]
In today’s fast-paced world, automobiles are an indispensable part of our daily lives. As we traverse highways and city streets, we must ensure our safety and financial well-being. Yet, many drivers do not have adequate auto insurance coverage. This reckless decision jeopardizes their financial security and poses significant risks to others on the road. Six […]
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